Shoreline - A complex purchase
Buying waterfront or shoreline property adds another layer of complexity to the buying process. Use these questions to ensure you are aware of all the considerations and potential pitfalls before buying. If these questions and the terminology has you scratching your head a little, you are not alone. Buying in the dynamic environment of the shoreline is complex.
Having worked for almost 10 years in the natural resource field with State and Local agencies, Kristen now teaches real estate agents across Puget Sound about the unique nature of bluff and waterfront properties, how to analyze them and what to do to protect your assets. She would love to apply her knowledge to your goals.
Questions to consider:
What type of soil is the property on? Solid rock or sandy soil?
Is the bluff or shoreline solid with mature native trees?
Does the property have a Geotech report? If not, is there one for a nearby property?
Are there any signs of sliding like bare tree roots or sliding debris?
Are there any signs of water coming out of the bluff, man-made or natural?
Do the neighbors have seawalls, bulkheads, riprap, etc?
Which way is the drift cell moving on the shore of the property?
Where does the beach nourishment come from?
How far is the septic system and drain field from the bluff or shoreline edge?
Is the property in a flood zone?
Can flood insurance be acquired?
How much will it be?
Is there an elevation certificate for the property?
Can you get a LOMC (Letter Of Map Change)?
How does the Shoreline Master Plan affect your development plans??
Is there a reserve drain field for the septic system? If not, is there a space that can perc for one?
Is moving structures away from the shoreline an option?
